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A corporate Healthcare Trust is an HMRC approved alternative way of funding healthcare benefits for employees. Instead of paying premiums to an insurance company, the money is placed in a Healthcare Trust fund which is used to pay employee private medical claims.
If at year end there is any remaining fund balance then this can be used to help meet claims spend in future years and so reduce costs.
This level of flexibility and control has made Healthcare Trusts increasingly popular with companies who are looking for an effective and sustainable way to provide healthcare benefits for their employees.
Paying into a corporate Healthcare Trust is very similar to what you’re used to, with a few noticeable differences:
A corporate Healthcare Trust with Healix gives you more control over what benefits your employees can claim for. We provide a range of healthcare and employee benefits which you can pick and choose from to create the best package for your colleagues.
When you arrange a corporate trust through Healix, we work with you to provide the services that you require, making the best possible use of your budget. By tailoring your healthcare package, we’re helping you to make the best use of the fund, aligning it with what your business is trying to achieve.
You may be used to writing off any underspend on your projected claim fund. With a corporate trust, you won’t have to. That’s because any unused claims fund is kept within the trust to offset future healthcare costs.
New to Healthcare Trusts? We’re on hand to answer your questions, big and small. Have something specific to ask? Contact Healix today.
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